Table of Contents
Strata title is a kind of property ownership and control arrangement. It is often used to refer to subdivided buildings and complexes such as high-rise structures, townhouses, duplexes, flats, apartments, condos, and commercial structures. Individual unit holders retain ownership to the area they inhabit, but the Management Corporation (owners committee) includes management of the land and shared property.
Importance of the Strata Plans
The strata certification plans are intended to provide property owners with greater control over the area they inhabit. The strata title structure identifies the Management Corporation as the landowner. According to the government, its Management Corporation is exclusively responsible for issues concerning the council’s legal responsibilities. For owners, the Management Corporation is usually responsible for standard area upkeep, insurance, and acting as an informal mediator amongst residents.
It is very unusual for purchasers of this kind of property to be unaware of the need for strata titles. The absence of strata titles is the primary source of contention in the HBA’s most recent figures.
According to the HBA’s yearly statistics, issues with strata titles have surpassed complaints about poor construction. It is a well-known fact that many strata title properties (mainly residential) are continuously maintained by the developer years after the certificate of fitness for occupancy was granted. Even enlightened owners who are aware of these flaws are often at a loss for how to approach developers about applying for and transferring the rights to them without seeming belligerent.
Why is it critical to have title to your property?
It is recommended by the House Buyers Association that purchasers “purchase, hold, and maintain” strata titles to their high-rise apartment units in order to protect themselves from the following:
As conclusive evidence of their property ownership
When you claim you own a car, you have the registration card to prove it, and you do not need the carmaker’s permission to refinance or sell the vehicle.
As a transactional tool in cases of banks charging for loans
One does not need to seek the permission of a third party (the developer) who imposes administrative costs of between 1% and 2% as a consent fee if and when one wishes to sell their property.
To organise a management company (MC) comprised of the owners of the partitioned building to maintain and manage the building and establishing their bylaws, use limitations, and restrictions. Owners often have no say in how the building is operated or maintained or in how the money collected from maintenance charges, building funds, and other sources is used until that point has been reached in the process. As conclusive evidence of your unit’s built-up area and, eventually, your allocation of the unit’s part in the total aggregate units.
Conclusion
As long as the strata titles have not been transferred, the developer retains ownership of the land and common property. Suppose the developer firm falls into bankruptcy or becomes insolvent before obtaining strata titles. In that case, the unit owners may face significant difficulties and may ultimately be required to pay for applying the strata titles themselves.
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